Autism at 18: Do You Really Need Guardianship? with Melissa Donovan

What actually happens when your autistic child turns 18?For many families, this transition brings overwhelming questions about guardianship, SSI, financial planning and long-term independence. But what most parents don’t realize is that guardianship is not always required and in some cases, it may not be the best option.In Part 2 of this conversation, Mike Carr speaks with special needs planning attorney Melissa Donovan to break down the real decisions families face as their child approaches adulthood.Melissa explains how SSI eligibility works, why guardianship and benefits are not directly tied together, and what alternatives families should consider before making permanent legal decisions. She also shares why it’s never too early to begin financial and estate planning and how most plans can evolve over time as your child’s needs change.This episode is especially valuable for parents of children with moderate to profound autism who are beginning to think about long-term care, independence and financial security.Key topics include guardianship vs supported decision-making, special needs trusts, SSI eligibility, Medicaid considerations and how changing laws may impact future planning.If you’re feeling overwhelmed by the transition to adulthood, this conversation will give you clarity, direction, and practical next steps.