Automated Excellence and Adaptive Automotive

Joining our host Drew Megrey is Jared Dryer, VP of Consumer Lending and Centralized Deposits at Westerra Credit Union. Jared brings a passion for streamlining processes for employees and consumers alike—and he shares insights from his experience in building and implementing an automated decision engine and rethinking the process for underwriting adaptive auto loans.Discussed in this episode:The challenges of rebuilding a consumer lending programWhat factors influence the loan-to-value (LTD) ratioUnderwriting adaptive auto loans to serve the communityPredictions about blockchain’s impact on the banking industry