Avoid Credit Naughty List: Holiday Shopping Mistakes

from The Credit Pros Podcast · host The Credit Pros

To avoid a financial hangover during the holidays, don't charge more than you can afford, avoid using low limit credit cards, and resist applying for new retail store credit cards due to their negative impact on your credit score from hard inquiries, reducing average account age, and high utilization risks.

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This episode was published on July 25, 2025.

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