Banking beyond borders: Strategy&’s Michał Kurowski on the future of embedded finance episode artwork

EPISODE · Nov 25, 2025 · 31 MIN

Banking beyond borders: Strategy&’s Michał Kurowski on the future of embedded finance

from Banking Reinvented

Episode 82 of Banking Reinvented dives into the evolving world of embedded finance and how it’s reshaping the banking landscape for both financial institutions and end-customers.In this episode, host Tim Rutten sits down with Michał Kurowski, Director of Strategy& Poland (Part of PwC Poland). Together, Tim and Michał unravel what embedded finance really means and how banks can integrate products like payments, loans, and insurance seamlessly into the digital experiences consumers use every day. They also discuss the roles that banks, tech companies, and other players occupy in these emerging ecosystems, as well as the opportunities and challenges they present.Listen now to learn more about embedded finance, including promising use cases, transformational priorities, and how traditional banks can position themselves for success.–Curious to find out more about customer-centric banking?Follow us on LinkedIn:-> Backbase-> Jouk Pleiter-> Tim Rutten-> Michał Kurowski-> Strategy&-> PwC PolskaStep into the future of finance -> Check out our content hubTimestamps(00:00) – Welcome to the “Banking Reinvented” podcast(00:24) – Introduction to Michał(01:40) – Recent developments in embedded finance(03:33) – The evolution of embedded finance(06:31) – AI’s role in embedded finance(09:12) – Leveraging embedded finance partnerships(16:46) – Promising use cases(21:51) – Foundational capabilities for embedded finance(29:09) – Key takeaways(30:37) – Episode wrap-up

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Banking beyond borders: Strategy&’s Michał Kurowski on the future of embedded finance

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