Basics of Debt Management

Americans are carrying more debt than ever, with credit card balances, student loans, and delinquencies on the rise. In this episode of You're Not Dead Yet, we cover the difference between good and bad debt, common credit card pitfalls, and strategies for paying down balances. Plus, we’ll dive into credit scores—how they work and how to improve yours. Follow YNDY:  https://www.facebook.com/yourenotdeadyetpodcast/  Song of The Week:  https://www.youtube.com/watch?v=NiF6-0UTqtc  Disclosures: Securities and advisory services offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. The opinions voiced in this show are for general information purposes only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult with your attorney, accountant, and financial or tax advisor prior to investing. Premier Investments & Wealth Management and LPL Financial do not provide tax advice, please consult your tax professional. Economic forecasts set forth may not develop as predicted and there can be no guarantee that strategies promoted will be successful. All performance referenced All performance referenced is historical and is not a guarantee of future results. All indices are unmanaged and cannot be invested into directly. Consult your tax professional about eligibility to Roth and Traditional IRA contributions. Contributions and earnings in a Roth IRA can be withdrawn without paying taxes and penalties if the account owner is at least 59 and a half and has held their Roth IRA for at least five years. There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.