Becoming a Millionaire on a Salary

Consult by Momentum Financial Adviser Ryan Arntzen explains why becoming a millionaire has little to do with earning a massive salary — and everything to do with mindset, discipline and consistent habits. We unpack the real definition of wealth, the “millionaire mindset,” the danger of lifestyle creep, the power of paying yourself first, and how ordinary earners can build long‑term financial resilience. Ryan also breaks down realistic timelines for reaching R1 million through monthly investing. www.kaya959.co.za · Best Of Kaya Biz