Before the Transaction: Darryl Cumming, Director of Product Management at Agreement Express / NMI | Episode 249

Have you ever wondered how the future of underwriting and onboarding looks in the payments industry? Prepare to be enlightened as we sit down with Darryl Cumming, the Director of Product Management for Agreement Express (an NMI company). Our conversation unfolds the significance of automated underwriting and the value of Agreement Express, touching upon its functionality, typical customers and the exciting prospects for the product.During our discussion, we delve into Scan X, a revolutionary product that enriches the onboarding process. We learn how this tool automates merchant decisions, customizes risk recommendations and provides vital risk model performance analytics. Whether you're a greenhorn or a seasoned underwriter, the detailed reporting and performance analytics of Scan X are a treasure trove of guidance and efficiency.We then discuss compliance and fraud protection - an issue every payments business must contend with. Uncover the potential costs your business may face without adequate protective measures. As we spotlight partner tools like KYC Site Scan and IRIS CRM (an NMI company), you'll see how Scan X helps businesses save and bridges the gap between sales and risk management. To finish our conversation, we explore Monitor X, a post-merchant approval solution that safeguards merchants in your portfolio. Tune in for valuable insights into the world of underwriting and onboarding.