Before You Holiday Shop – w Michelle Singletary, Washington Post Personal Finance Expert

"It's how you think about the money thing" that drives your spending and saving habits. Money. We need it, struggle to manage it and don't know who to listen to for advice. Everyone seems to be telling us what to do – "On sale, Buy now!" "Save for retirement!" "Low interest rate!" What's a money-smart person to do? We went to one of the masters of personal finance to find out: Michelle Singletary, personal finance columnist for the Washington Post and author of several books on the topic. Grab a pen and paper, or tablet – or however you take notes – for practical tips to get your financial house in order, as you listen to Michelle's inspiring straight-talk with host Joan Michelson. You'll hear: How to look at your spending habits with a new lens. What's important to you? How to be creative with gifts and spending while achieving your financial goals. Why giving is just as important as your rent or mortgage. How to get control over your money – and spend based on your values. Her thoughts on the Consumer Financial Protection Bureau (CFPB). Where to get financial advice from – and it's not just her! What did Michelle and Joan say that resonated the most with you? Post it to us on Twitter @joanmichelson or on our Facebook page – like the page while you're there – and post it in a review when you subscribe on Apple Podcasts or iHeartRadio, TuneIn or Stitcher. Sign up for our newsletter and receive these and other green innovation and career tips automatically here.