Being too polite could cost you $240,850

What if being polite was secretly draining your bank account?Welcome to Making Cents, the podcast for people who want financial freedom without giving up their coffee.I’m Frances Cook, a financial journalist and fellow financial freedom seeker who makes money simple for you.In this episode of Making Cents, I'm breaking down how to negotiate better rates, reduce your cost of living, and stop overpaying on bills, with simple phrases that could save you $240,850.This is your guide to asking for more (without being a diva).You’ll learn:How to save money on everyday expensesWhat a 0.5% interest rate discount could really save youThe best phrases to use when negotiating with banks, power companies, or phone providersHow to build lifelong money-saving habitsWhy “being nice” doesn’t have to mean paying moreChange your mindset on this, and watch it change every area of your life. This is one of those episodes that could literally change your financial future.Making Cents is supported by our friends at Kiwibank.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.