Ben Glass argues for widow after Lincoln refused to pay life insurance

Overview: the employer changed life insurance companies while an employee was already out on disability. Should the new company have covered the family when the employee passed away?The legal issue  revolved around the eligibility for life insurance benefits under an ERISA-governed policy. The main question was whether the insurer, Lincoln National Life Insurance Company, had abused its discretion in denying the plaintiff's claim for benefits. The dispute centered on whether Mr. Morris, the insured individual who died from leukemia, was "Totally Disabled" as of January 1, 2015, under the terms of the policy, and thus ineligible for coverage. The court's decision focused on evaluating the evidence to determine whether the insurer's conclusion that Mr. Morris was totally disabled and therefore not eligible for coverage was reasonable and supported by substantial evidence.The District Court held in favor of Lincoln. This is the argument in the Fourth Circuit Court of Appeals.These public domain recordings are brought to you by Ben Glass Law, a national long term disability and life insurance firm headquartered in Fairfax, VA.By making these recordings into a "podcast," we've made the listening easier for claimants, attorneys and claims adjusters alike. If long term disability or life insurance benefits have been denied, we'd love to review your denial letter and give you a strategy for moving forward. This is a free service and you can go here to begin submitting your denial letter.