Best Cash Back Credit Cards

Episode 167 of the Award Travel 101 podcast, hosted by Angie Sparks and Cameron Laufer, covers recent travel news, credit card updates, and a deep dive into cash back credit cards. They begin with a member question about CLEAR and note that while some credit cards offer reimbursement, travelers may also get discounted or free memberships through airline status. In the news segment, they highlight a Flying Blue status match for U.S. residents, changes to American Express transfer partners (including losing Etihad), Centurion Lounge updates, and several limited-time transfer bonuses. They also mention elevated welcome offers on Alaska and Hilton credit cards, encouraging listeners to take advantage before they expire.The main topic focuses on the pros and cons of cash back credit cards compared to travel rewards cards. Angie and Cameron emphasize that while transferable points are often more valuable for award travel, cash back cards offer simplicity, low or no annual fees, and solid earning rates in common spending categories. However, they typically come with lower sign-up bonuses and still count toward application limits like Chase’s 5/24 rule. They review several popular personal cards, including options from American Express, Chase, Citi, Bank of America, Discover, Capital One, and Wells Fargo, highlighting key earning structures like rotating 5% categories, flat 2% cash back, and bonus categories for groceries, dining, and gas.They also briefly touch on business cash back cards, which can offer higher earning rates or large sign-up bonuses but may come with annual fees. The episode wraps with personal updates on recent card bonuses and travel plans, plus a tip advising listeners to book two hotel rooms under different names to maximize elite status benefits like Hyatt’s Brand Explorer. Overall, the episode provides a practical overview of when cash back cards make sense and how they can complement a broader travel rewards strategy.Episode links:Flying Blue Status MatchAmex Loses EtihadAmex Lounge NewsAlaska Card offersHilton Card offersBest Cash Back Credit cardsWhere to Find UsThe Award Travel 101 Facebook Community.To book time with our team, check out Award Travel 1-on-1.You can also email us at [email protected] your Award Travel 101 Merch hereReserve tickets to our Late Summer 2026 Meetup in Milwaukee now. award.travel/mke2026Our partner CardPointers helps us get the most from our cards. Signup today at https://cardpointers.com/at101 for a 30% discount on annual and lifetime subscriptions! Lastly, we appreciate your support of the AT101 Podcast/Community when you signup for your next card!Technical note: Some user experience difficulty streaming the podcast while connected to a VPN. If you have difficulty, disconnect from your VPN.