Best UK Savings Rates — August 2026 | 8% Regular Savers, 5% Fixed & More

In this episode, Jonny and Jan run through the best UK savings rates for August 2026 — where to actually put your money now the Bank of England has held the base rate at 3.75%. From 8% regular savers to 5% fixed bonds and a market-leading cash ISA, we cut past the headline rates to the catches that decide what you really earn.What we cover:Switch offers worth up to £600 — and which are genuinely easy to qualify forEasy-access accounts topping 5% — and why a 4.55% account can quietly beat themFixed rate bonds up to 5% — and whether locking in actually makes sense right nowCash ISAs — including eToro at 4.87%, why it's not a normal savings account, and the best fixed ISAsNotice accounts — and why they barely make sense this monthRegular savers at 8% — plus the £675 "top" account that isn't what it looks likeEvery account we mention is on DepositScout.com — filter by type, compare rates properly, run the savings and tax calculators, and check the rate history graphs before you open anything.eToro's 4.87% Cash ISA (Market Leading)OakNorth's Fixed BondsTembo's Home SaverRates were correct at the time of recording and can change at any time. This is general information, not financial advice — always do your own research. Some links in the show notes are affiliate links, and we may earn a small commission at no extra cost to you.Join the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]