Best UK Savings Rates — July 2026 | 8% Regular Saver, 4.90% Fixed & More

In this episode we cover the best UK savings rates for July 2026 — including a new headline regular saver rate from Santander, fixed bonds pushing to 4.90%, and the latest switch bonuses with some deadlines coming up fast. We also cover the Halifax rebrand to Lloyds and what it means for existing customers.In this episode:Switch offers up to £600, including HSBC standard at £220 — best accessible bonus this monthEasy access accounts up to 5.00%, including Revolut, Tembo and a notable rate increase from CahootCash ISAs — easy access up to 4.62% with Plum, fixed up to 4.60% with Tembo and Oak NorthFixed rate bonds up to 4.90% with Marcus and Afin BankNotice accounts — honest take on whether they're worth it right nowRegular savers — why 8% isn't as simple as it sounds, and the accounts actually worth openingHalifax is being rebranded to Lloyds — what changes and what doesn'tAll accounts are listed and updated daily at DepositScout.com. Affiliate links for selected accounts are in the show notes.Join the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]