Beyond the Headlines: 2025 Market Review and Key Investment Reminders for 2026 with Matt Sheridan (Ep. 9)

Market volatility can feel overwhelming, but understanding what drives long-term returns helps investors stay the course through uncertainty. How do you separate noise from signal when headlines dominate the news cycle? What principles should guide your investment decisions as you head into a new year? In this episode, host Brady Fineske speaks with Matt Sheridan, CFP®, CPM, Chief Investment Officer at TFO, about reviewing 2025’s market performance and revisiting essential investment principles for 2026. Matt shares insights on managing volatility, the power of staying invested, and why asset allocation matters more than market timing. They also discuss tax management strategies and the psychology behind lump sum investing versus dollar cost averaging. Key takeaways: The reality of intra-year volatility and why 75% of years end positive despite market downturns How missing just the best day in the market can reduce returns by nearly 50% over time Why 92% of portfolio returns come from asset allocation rather than stock picking or timing The difference between risk-aligned and liability-aligned portfolio approaches for retirees Tax management strategies that can add over half a million dollars to wealth over two decades And more! Connect with TFO Wealth Partners:  TFO Wealth Partners LinkedIn: Brady Fineske, CFP® LinkedIn: TFO Wealth Partners Facebook: TFO Wealth Partners Instagram: TFO Wealth Partners X: TFO Wealth Partners YouTube: TFO Wealth Partners Connect with Matt Sheridan:  LinkedIn: Matt Sheridan About Our Guest:  As Chief Investment Officer at TFO Wealth Partners, Matt Sheridan leads investment strategy and research across the firm. He spends most of his time thinking about how to help advisors and families build practical portfolios that work in the real world, not just on paper. Before joining TFO Wealth Partners, Matt spent time at Vanguard and Morgan Stanley, partnering with advisors, investment committees, and private clients to work through portfolio construction tradeoffs and investment decisions.   TFO Wealth Partners, LLC (“TFO”) is an SEC-registered investment advisor located in Maumee, OH. Brady Fineske is a Partner and investment adviser representative of TFO. Registration with the SEC does not imply a certain level of skill or training. The opinions expressed in this podcast are for general informational and educational purposes only, are subject to change at any time, and should not be construed as TFO’s or Mr. Fineske’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice.  All investments and strategies, including any described in this podcast, have the potential for profit or loss. Past performance does not guarantee future results.  Any index performance described in this broadcast does not reflect the deduction of transaction, management, or other fees that would decrease performance results. While the information presented in this podcast is believed to be factual and up to date, TFO or Mr. Fineske does not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Listeners should not rely on the content of this podcast as the sole basis for their legal, tax, investment, financial planning or estate planning decisions and should always consult an attorney or tax professional or any other investment professional regarding what may be appropriate for their specific situations. 485aWP – 2026.01