BFC Weekly Recap: Retirement Regrets, Scam Warnings, and Real Numbers (Aug 31 to Sept 4)

We found out the hard way that waiting to save for retirement cost over a million dollars, and this week Juliet and I are unpacking that along with a $770 prescription that dropped to $25, a car dealership story involving my mom in 1993, and the real hourly pay behind a DoorDash shift once you factor in gas and taxes.https://www.becomingfinanciallyconfident.com/retirement-regretsThis is our weekly highlights recap, pulling the best moments from this week's episodes of Becoming Financially Confident, Monday through Friday, August 31 through September 4.We're Ralph Estep Jr., a licensed public accountant, and Juliet Chuang. Catch us live every weekday at 11:30 AM Eastern.This week we:Answered a listener letter from John, who's turning 50 and just starting to build savings, and told him why it's not too lateShared how a pharmacist tip cut a prescription cost from $770 a month down to $25Told the story of Ralph's mom getting talked into a $412 car payment after being quoted $300, and how 12-year-old Ralph stepped inWalked through why rolling negative equity into a new car loan can cost you $17,000 the day you drive off the lotExplained exactly how to freeze and unfreeze your credit report so you're protected but not locked out when you actually need a loanDid the real math on a five-hour DoorDash shift, and found the driver was making $6.17 an hour after mileage and self-employment taxShared Ralph's confession that he didn't save a dollar for retirement until he was 47, and what that delay actually cost him: over a million dollarsWalked through a Zelle scam attempt Juliet dealt with on Facebook MarketplaceExplained why a HELOC refinance can wipe out years of mortgage paydownWatch or listen live weekdays at becomingfinanciallyconfident.com/liveGot a money question for us? Send it our way, we answer these on the show.