BHT Bytes – Locked In & Priced Out: How American Real Estate Shapes Our Nervous Systems – Episode 468

Housing policy isn't just an economic framework, it’s public health. When systemic market friction traps buyers and tenants, the human cost is chronic hypervigilance and a steady erosion of psychological safety. In this episode, host Sharlee Dixon and Peter Finger break down the numbers behind America's housing crunch (a 4.7 million home deficit, surging prices, doubled mortgage rates) and explore what that strain is doing to people's stress levels, relationships, and sense of self-worth. They cover how remote work, corporate property buyers, and migration out of the Northeast and West Coast have reshaped affordability, why millions of homeowners feel "locked in" to their current rates, and the widening generational wealth gap between millennials who bought low and a Gen Z now priced out. Sharlee shares her own family's recent home-buying experience, far more grueling than their first purchase a decade ago despite stronger finances, as a window into how automation and tighter underwriting have made the process feel dehumanizing, even demoralizing.   Follow Behavioral Health Today on Instagram at: https://www.instagram.com/behavioralhealthtoday/ Follow us on TikTok at: https://www.tiktok.com/@behavioralhealthtoday Follow us on Threads at: https://www.threads.net/@behavioralhealthtoday Or watch us live on YouTube at: https://www.youtube.com/channel/UCvOeCMGsF7B2gNBHuWxt-fQ