避免滥用「先买后付」否则深陷债务泥潭！

from 理财好好学 · host BFM 财今

「先买后付」、「分期付款」越来越普遍，各大电商、超级APP纷纷推出此功能... 如果连购买家用电器、电子产品都需分期付款，说明这种消费行为已超出自己的收入水平。为了避免超前高额消费成为常态，大家该如何谨慎使用以上这些消费机制？如果个人现金流出现问题无法按时还款，那该采取哪些步骤，以避免信用评级下降和财务困境恶化？   Photo Credit: CanvaSee omnystudio.com/listener for privacy information.

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避免滥用「先买后付」否则深陷债务泥潭！

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