BIG CHANGES Coming For 401k Catch-Up Contributions (Secure Act 2.0, Roth 401k & More)

Hey Rich Girls, Kirby here - today we are diving right into a timely topic that just might affect you or someone you love starting in 2026 - and while you might think that date is way far ahead in the future, the reality is that you need to start making changes NOW in order to get ahead of this potentially huge retirement change.**please note this is not investment advice, just my opinion & should be used for entertainment purposes only**EPISODES MENTIONED:Compound growth episode: https://youtu.be/xhtXs3mL2Cg?si=8AQexRGWfx8rN4yPHow much you need to retire: https://youtu.be/WKooH0JVKjY?si=eQh907xIkMOtUZTzBackdoor roth contributions: https://youtu.be/8YQ3HuMHbmU?si=SWMQFubjJRL_thKeCONNECT WITH ME:YouTube: www.youtube.com/@richgirlsguidewithkirbyThreads: ⁠https://www.threads.net/@richgirlsguidepodcast⁠ Instagram: https://www.instagram.com/richgirlsguidepodcast/ TikTok: https://www.tiktok.com/@richgirlsguideWant YOUR money question to be answered in an upcoming episode? Submit an anonymous question here: https://richgirlsguidepodcast.com/contact   MY EXACT YOUTUBE SETUP (Amazon affiliate links):Canon EOS R6 Camera: https://amzn.to/4cgzSddSD Memory Card: https://amzn.to/3VYJrrAShure SM7B Microphone: https://amzn.to/3xoIJukTeleprompter: https://amzn.to/4cI4iVDRodecaster Pro: https://amzn.to/3VGAAcAManfrotto Camera Tripod: https://amzn.to/3W1SecmCloudlifter: https://amzn.to/3L0Ntt1Microphone Stand: https://amzn.to/3VGI6V0Mic Cable: https://amzn.to/4bkKOW0Amaran 100D LED Light: https://amzn.to/3W0Bl1tAputure Lantern Light: https://amzn.to/3RHp7bKSoftbox lighting kits: https://amzn.to/45MGygSAmazon Fire Tablet: https://amzn.to/3L0lxp4⅛ to ¼ Stereo Cable:https://amzn.to/4bCHYffARTICLES MENTIONED:Vanguard How America Saves 2024: https://institutional.vanguard.com/insights-and-research/report/how-america-saves.html/?cmpgn=IIG:TL:RR:HAS23:SRCH:PS:XX:TL:GG:GENAUD:XX:XX:20230615:NB:AmericaSaves:NOTARG:NOSUB&gad_source=1&gclid=CjwKCAjw4ri0BhAvEiwA8oo6FwPe1b-fcB0Ssd-UVslRsyNGyNBb9ThYaSOzycpuxl8G5936tQ0FORoCTzEQAvD_BwE&gclsrc=aw.ds Federal Reserve Average Retirement Savings: https://crr.bc.edu/federal-reserve-has-disappointing-news-on-retirement-saving/ Retirement Plan Catch Up Contribution Limits: https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-catch-up-contributions#:~:text=More%20In%20Retirement%20Plans&text=Individuals%20who%20are%20age%2050,a%20SIMPLE%20401(k)) MY TOP FAVORITE BOOKS ABOUT HABITS & $$$ (Amazon affiliate links)The Power of Habit: https://amzn.to/3xxkytFAtomic Habits: https://amzn.to/4bh5NccThe Opposite of Spoiled: https://amzn.to/3xDz2rPYou Are A Badass At Making Money: https://amzn.to/4bkKuqg credit card, creditcards, financial advice podcast, how to budget your money, credit card debt, credit score, women in finance, credit utilization, audit, investing, how to invest, mutual funds, etfs, stock, stocks, personal finance, financial management, financial planning, financial education, financial diet, finance stock market, finance 101, finance for women, financial news, personal investing, money challenge, debt free, payoff debt, clark howard, dave ramsey, caleb hammer, bigger pockets, debt free journey, financial feminist, inflation, net worth, credit, financial audit, retirement, retirement planning, financial freedom, 401k, portfolio, allocation, excel, financial calculator, financial tips, personal finance tips, financial literacy, money, money tips, money management, personal development.