Birthday Rule Backfires for New Parents | Denver News

A newborn’s arrival should bring joy — not billing nightmares. Stephanie and Andrew thought they were smart adding their baby Brody to Stephanie’s insurance, but now they’re stuck in a bureaucratic mess thanks to the confusing “birthday rule” that determines which parent’s plan covers a newborn. Insurance company GMS is retroactively clawing back payments, leaving the couple facing collection notices and tangled coordination between two insurers — all while the Colorado Division of Insurance considers whether parents should be allowed to choose the primary plan for the first 30 days. With the U.S. Department of Labor now investigating, this case could reshape how these rules are applied — and hopefully spare other families from the same stress. Listen in comfort:Get a discount on a Soli Pillow: http://solipillow.com/discount/dnn. Advertise on DNN:[email protected] This is an automated, high-level news summary based on public reporting.Report issues to [email protected]. View sources & latest updates:https://sources.thednn.ai/fc81e9bab55b9774