Black Cat Chat: The Building Podcast. Ep.08 Focus on PI Insurance with Stephen Barnes

Professional Indemnity (PI) insurance might not be glamorous, but it is business-critical. In this episode of Black Cat Chat, Andy Clow sits down with Stephen Barnes, Director & Founder, to unpack what PI Insurance really is, why many firms misunderstand it, and how Black Cat sets a higher bar.Stephen explains:Why exclusions and sub-limits (fire, basements and more) matterWhat “adequate and appropriate” should look like in practiceBlack Cat’s approach: no exclusions, proportionate limits, full team education and rigorous QAThe simple question every client should add to their RFPIf you commission surveys or projects, or you are a surveyor who wants to protect clients and yourself, this one is essential listening.Watch now and learn the exact words to request in your next quote, plus how to sense-check PI against project value.