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BNPL: Smart Tool or Spending Trap? episode artwork

Mar 24, 2026 37 min

BNPL: Smart Tool or Spending Trap?

from Small Talks for Big Change Hosted by Patelco Credit Union

In this episode of Small Talks for Big Change, Andrew Farrell sits down with financial specialist Danielle Lowe Robinson and VP of Cards and Direct Consumer Lending, Alok Bakshi, to unpack the world of Buy Now, Pay Later. They explore why BNPL is growing, how it affects spending habits, common pitfalls like stacking loans, and practical ways to use it responsibly. Learn how to stay disciplined, protect your budget, and make smart financial decisions.

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BNPL: Smart Tool or Spending Trap?

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This episode was published on March 24, 2026.

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