BofA Cards For Bilt Points, Chase Reserve 150K and Citi's ThankYou Problem

MTM Travel - May 7, 2026 Chase has a massive new Sapphire Reserve offer, but the rest of the episode shows why the points world feels less predictable than it used to. Shawn and Mark break down Rakuten's strange but useful Bank of America and Bilt stack, Citi ending ThankYou point sharing, the refreshed AT&T Points Plus card and Chase's quietly weaker Points Boost values. Episode Guide 0:00 Welcome to MTM Travel 2:56 Rakuten, Bank of America and bonus Bilt points 7:51 Chase Sapphire Reserve hits 150K 12:34 Chase spending offers get easier to track 13:48 Citi ends ThankYou point sharing 16:43 AT&T Points Plus gets a real refresh 20:43 Chase Points Boost gets less predictable 25:37 Final thoughts on transferable points rankings Topics Covered Rakuten is offering up to $300 back, or 30,000 Bilt points, when applying for select Bank of America cards. The Bank of America Travel Rewards card can stack its own offer with the Rakuten payout, making it a strong no-annual-fee play. Chase Sapphire Reserve now has a 150,000 point offer after $6,000 in spend in the first three months. Chase appears to be matching some recent Sapphire Reserve applicants to the new offer, with reported cutoff dates. Chase targeted spending offers are becoming easier to track after activation. Citi is ending ThankYou point sharing, removing a useful option for two-player households. The AT&T Points Plus card adds stronger AT&T discounts and keeps its no-annual-fee setup. Chase Points Boost remains useful in theory, but the changing rates make it harder to plan around. Links Rakuten Bank of America bonuses - https://milestomemories.com/rakuten-offering-extra-bonus-for-bank-of-america-cards/ Chase Sapphire Reserve 150K offer - https://milestomemories.com/is-chase-matching-the-sapphire-reserve-offer/ Chase quarterly spending offer lookup - https://milestomemories.com/how-to-find-chase-spending-offer-details/ Citi ending ThankYou point sharing - https://www.doctorofcredit.com/citi-ending-points-sharing-on-5-16/ AT&T and Citi enhance Points Plus card - https://milestomemories.com/att-points-plus-world-mastercard-refresh/ Chase The Edit 2.5 cent Points Boost - https://milestomemories.com/new-2-5x-points-boost-at-select-the-edit-hotels/