Born After April 1960? Your State Pension Age is Changing

Do you know exactly when your State Pension starts — down to the month?The State Pension age is rising from 66 to 67 starting April 2026, and if you were born between April 1960 and March 1961, your exact birthday decides when your payments begin. Every month of delay costs roughly £1,045 you need to fund yourself — that's up to £12,548 from your own savings before the State Pension kicks in.In this episode, I walk through the full new timetable, which birth dates fall in the transition zone, the gap between Universal Credit and the State Pension, and why ONS healthy life expectancy data makes the next rise to 68 even more worrying.With over 25 years advising individuals and major organisations on pensions and retirement strategy, I've seen how these transitions catch people out — and most have no idea their date has moved.Watch this episode in full on our YouTube channel: https://www.youtube.com/@retirementandmoney