Borrowers Finally Free From Credit Spam! episode artwork

EPISODE · Mar 5, 2026 · 8 MIN

Borrowers Finally Free From Credit Spam!

from Today in Mortgages · host Today in Mortgages

Trigger leads are finally being limited — and the Homebuyers Privacy Protection Act goes into effect today.In this episode, Rich breaks down what the new law actually does, which trigger leads are banned, and how this impacts lenders, servicers, and consumers. Plus, we recap major affordability initiatives coming from the MBA, Fannie Mae, and Freddie Mac — including LLPA changes, FHA MIP adjustments, multiple ADUs, manufactured housing, and easing builder restrictions.We cover:What the new Homebuyers Privacy Protection Act changesWhich trigger leads stay and which are goneHow lenders, servicers & banks will handle consumer data going forwardAdvocacy efforts from the MBAUpcoming affordability pushes from the GSEsWhat loan officers should expect in a midterm election yearLegal Disclosure:Today in Mortgages is produced by Network Funding, LP, an equal housing lender, NMLS #2297. This program is commentary on mortgage & real estate news and is not individual mortgage or financial advice. Nothing here is a promise to make a loan. All applicants must qualify. Visit Licenses - Network Funding  for all state licensing and legal info.#TodayInMortgages #MortgageNews #TriggerLeads #MortgageIndustry #LoanOfficersSee more at TodayInMortgages.comWant to get expert coaching everyday and have the power of the best Network in Mortgages behind your production business? Learn more here. Learn more about Network Funding on our parent site. Today in mortgages is produced by Network Funding, LP, which is an equal housing lender, NMLS# 2297. Corporate office located at 10370 Richmond Ave. Suite 900, Houston, TX 77042. The content of this program is meant to be a commentary on mortgage and real estate news and any discussion of rates and or products should not be taken as individual mortgage or home buying advice or pricing estimates, and any commentary on this show is should not be considered a promise to make a loan. All applicants for a loan must qualify and you should consult a professional regarding your individual loan scenarios for your financial situation. Visit our website at nflp.com/licenses for all state licensing and other legal information.

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Trigger leads are finally being limited — and the Homebuyers Privacy Protection Act goes into effect today. In this episode, Rich breaks down what the new law actually does, which trigger leads are banned, and how this impacts lenders, servicers, and consumers. Plus, we recap major affordability initiatives coming from the MBA, Fannie Mae, and Freddie Mac — including LLPA changes, FHA MIP adjustments, multiple ADUs, manufactured housing, and easing builder restrictions. We cover: What the ne...

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Borrowers Finally Free From Credit Spam!

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