Borrowing power, portfolio growth, kids: How to build wealth without sacrificing family

Having kids can change your borrowing power, your goals, and even your property strategy. This couple reveal how they balance building a portfolio with creating the life they actually want. n The Smart Property Investment Show, Liam Garman sits down with property investors Jason and Jami-Lee Titus to discuss the realities of growing a portfolio while starting and raising a family. The couple share why they regularly reset their financial and personal goals, and the difference between the properties they want to buy and the life those investments are actually designed to create. They also discuss the pressure to keep up with friends, social media, and other investors, and why constantly comparing your progress to someone else's can push you towards goals that were never yours. The conversation then turns to borrowing capacity and the financial reality of having children, including how a drop in household income can dramatically change what investors can borrow and how aggressively they can invest. Jason and Jami-Lee also reveal how communication has helped them navigate competing priorities, from investment decisions to lifestyle goals, and why building a property portfolio shouldn't come at the expense of the life you're trying to build. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.