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Aug 5, 2025 24 min

Breaking Down Retirement with $5M Net Worth

from FIN-LYT by EWA® Hosted by EWA LLC

In this episode of EWA’s FIN-LYT Podcast, Ben Ruttenberg breaks down the million-dollar (or rather, $5 million) question: Is it really enough to retire comfortably?He walks through what $5 million actually gets you in retirement. Beyond the flashy number. You’ll learn how taxes, spending habits, goals, risk tolerance, and portfolio structure can make or break your long-term financial freedom. Whether your aim is legacy, philanthropy, or total independence, this episode offers a clear, personalized framework for aligning your money with your life’s purpose.From retirement simulators and safe withdrawal rates to market drops and long-term care, Ben provides thoughtful strategies and real-world insights for navigating the emotional and financial realities of retiring with wealth. If you’re a growth-minded professional or family nearing retirement and wondering what it all adds up to, this episode is essential listening. Connect with EWA: https://ewallc.com/ https://www.instagram.com/ewa.llc/ https://www.linkedin.com/company/equilibrium-wealth-advisors/ https://www.facebook.com/EquilibriumWealthAdvisors/View EWA Disclosures and Firm ADV: https://adviserinfo.sec.gov/firm/summary/308977

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Breaking Down Retirement with $5M Net Worth

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This episode was published on August 5, 2025.

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