Breaking your FIXED RATE mortgage in 2025

An episode of the Saskatchewan Real Estate Podcast podcast, hosted by Ronald Quaroni, titled "Breaking your FIXED RATE mortgage in 2025" was published on February 24, 2025 and runs 35 minutes.

February 24, 2025 ·35m · Saskatchewan Real Estate Podcast

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Summary

Thinking about breaking your fixed-rate mortgage? With interest rates dropping, more homeowners are exploring whether breaking their mortgage early could save them money. But before making a move, it's crucial to understand the costs, risks, and potential savings.In this episode, I sit down with Matthew Imhoff, a prepayment penalty expert, to break down everything you need to know about Interest Rate Differential (IRD) penalties, timing your mortgage break, and strategies to minimize penalties while maximizing savings.Don’t forget to LIKE, COMMENT, and SUBSCRIBE for more expert insights on Saskatchewan real estate and finance!Thank-you to our Sponsors!Randall HoeberEmail: [email protected] Phone: 306-782-1323Pioneer Solar and RenewablesWebsite: pioneersolarenergy.com Email: [email protected] Phone number: (306) 384-7657 Facebook: / pioneersolarenergy Instagram: / pioneersolarenergy Youtube: • Commercial Solar Installation - Pione... Krishna AmbilwadeWebsite: https://www.meetkrishna.com/Email: [email protected]: (306) 850-6744Ronald Quaroni- Mortgage BrokerNEED HELP WITH A MORTGAGE- Book a time in Ron's calendar to discuss your mortgage needs. https://calendly.com/ronqmortgage/15m...INSTAGRAM- / saskatchewanmortgage FACEBOOK- / ronquaroni DISCLAIMER:The information in the video is for demonstrative purposes only. It does not take into account the specific objectives, circumstances and individual needs of the viewer. Its purpose is educational and should be relied upon in that regard. The information is believed to be reliable, but its accuracy, completeness and currency cannot be guaranteed. The authors and sources and any other party identified in the video.Podcast Host: Ron QuaroniPodcast Editor/Producer: Olga Viakter

Episode Description

In this episode, I sit down with Matthew Imhoff, a prepayment penalty expert, to break down everything you need to know about Interest Rate Differential (IRD) penalties, timing your mortgage break, and strategies to minimize penalties while maximizing savings.

Don’t forget to LIKE, COMMENT, and SUBSCRIBE for more expert insights on Saskatchewan real estate and finance!

Thank-you to our Sponsors!

Randall Hoeber

Email: [email protected]

Phone: 306-782-1323

Pioneer Solar and Renewables

Website: pioneersolarenergy.com

Email: [email protected]

Phone number: (306) 384-7657

Facebook: / pioneersolarenergy

Instagram: / pioneersolarenergy

Youtube: • Commercial Solar Installation - Pione...

Krishna Ambilwade

Website: https://www.meetkrishna.com/

Email: [email protected]

Phone: (306) 850-6744

Ronald Quaroni- Mortgage Broker

NEED HELP WITH A MORTGAGE- Book a time in Ron's calendar to discuss your mortgage needs. https://calendly.com/ronqmortgage/15m...

INSTAGRAM- / saskatchewanmortgage

FACEBOOK- / ronquaroni

DISCLAIMER:

The information in the video is for demonstrative purposes only. It does not take into account the specific objectives, circumstances and individual needs of the viewer. Its purpose is educational and should be relied upon in that regard. The information is believed to be reliable, but its accuracy, completeness and currency cannot be guaranteed. The authors and sources and any other party identified in the video.

Podcast Host: Ron Quaroni

Podcast Editor/Producer: Olga Viakter