Budget or Busted #128

“A budget provides peace and security.” — Brian Buffini Whether you have more money in the bank than you know what to do with or you’re searching the couch cushions at the end of the month looking for spare change, you need a budget. Not only do the majority of people not have a budget, many fear even creating one! Creating a budget is nothing to fear; it’s an empowering activity that gives you total control over your money instead of the other way around. In this episode, Brian Buffini gives in-depth information to help you create a budget that works for your financial goals and circumstances. You’ll learn why most people don’t budget, how to prioritize your expenses and the apps that can help, and how to create a surplus each month, even if money is tight. By the end of the episode, you’ll be motivated to save more and build wealth. Inspirational quotes from today’s interview: “There is no amount of money that you will create that will be enough to not have a budget.” — Brian Buffini ”A budget is telling your money where to go, instead of wondering where it went.” — Dave Ramsey “My problem lies in reconciling my gross habits with my net income.” — Errol Flynn “If you aim at nothing, you’ll hit it every time.” — Zig Ziglar “Plan your work and work your plan.” — Norman Vincent Peale “What gets measured gets managed.” — Peter Drucker “He who buys what he does not need steals from himself.” — Swedish proverb “Do not save what’s left after spending, but spend what is left after saving.” — Warren Buffet “A budget tells us what we can’t afford but it doesn’t stop us from buying it.” — Brian Buffini “It’s not your salary that makes you rich; it’s your spending habits.” — Charles Jaffe “Time is like money. The less we have of it to spare, the further we make it go.” — Josh Billings “A portion of all you earn is yours to keep.” — George S. Clason “Your business is the golden goose.” — Brian Buffini “An investment in knowledge pays the best interest.” — Benjamin Franklin “The best investment you’ll ever make is in yourself.” — Warren Buffet Mentioned in the episode: PocketGuard YouNeedABudget Wally Mvelopes Simple Personal Capital “The Total Money Makeover” by Dave Ramsey