EPISODE · Jun 27, 2025 · 8 MIN
Buy a House with Bitcoin?! Crypto Mortgages are Here! | Wise Investor Segment
from Millionaire Mindcast · host Matt Aitchison
Matty A. dives into the world of crypto-backed mortgages, explaining how you can use Bitcoin or Ethereum as collateral to finance a home—without selling your crypto.Why This MattersKeep your crypto gains intact: Avoid selling and triggering capital gains taxesFaster and easier transactions: Lenders like Milo, USDC.Homes, and Figure offer no-credit-check loans and quick fundingFHFA update: Regulators are now exploring crypto as a recognized asset for mortgage applicants at Fannie Mae and Freddie MacHow Crypto Mortgages WorkPledge crypto as collateral (often 100% of loan value or more)Receive fiat funds for your purchaseLoan repayment in traditional currency — collateral returned when paid in fullBeware of margin calls — if crypto value drops, you may need more collateralPros & ConsProsPreserve crypto upside potentialNo cash down payment or credit check neededFaster closings than traditional loansConsCrypto volatility risks collateral liquidationPlatform risk — fewer regulations than banksWho’s It For?Crypto-holders confident in long-term market growthBuyers wanting fast, streamlined access to liquidityIndividuals with thin qualifying profiles for traditional loansAction StepsResearch crypto mortgage lenders: Milo, USDC.Homes, Figure, Ledn, RockoPrepare documentation: Proof of holdings, escrow/custody proceduresBuild a cash buffer for margin call scenariosStay updated: FHFA’s evolving stance, mortgage market trendsKey TakeawaysCrypto mortgages offer a strategic way to leverage digital assets without sellingThey’re fast, flexible, and tax-efficient but come with volatility and collateral risksWith FHFA backing, crypto is beginning to gain real legitimacy in mainstream lendingTune In & ShareListen now to discover if a crypto mortgage makes sense for your next real estate move and how to get started. Don’t forget to rate & review Wise Investor Segment, and follow Matty A. on social media for more investing insights!Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555
What this episode covers
Matty A. dives into the world of crypto-backed mortgages, explaining how you can use Bitcoin or Ethereum as collateral to finance a home—without selling your crypto.Why This MattersKeep your crypto gains intact: Avoid selling and triggering capital gains taxesFaster and easier transactions: Lenders like Milo, USDC.Homes, and Figure offer no-credit-check loans and quick fundingFHFA update: Regulators are now exploring crypto as a recognized asset for mortgage applicants at Fannie Mae and Freddie MacHow Crypto Mortgages WorkPledge crypto as collateral (often 100% of loan value or more)Receive fiat funds for your purchaseLoan repayment in traditional currency — collateral returned when paid in fullBeware of margin calls — if crypto value drops, you may need more collateralPros & ConsProsPreserve crypto upside potentialNo cash down payment or credit check neededFaster closings than traditional loansConsCrypto volatility risks collateral liquidationPlatform risk — fewer regulations than banksWho’s It For?Crypto-holders confident in long-term market growthBuyers wanting fast, streamlined access to liquidityIndividuals with thin qualifying profiles for traditional loansAction StepsResearch crypto mortgage lenders: Milo, USDC.Homes, Figure, Ledn, RockoPrepare documentation: Proof of holdings, escrow/custody proceduresBuild a cash buffer for margin call scenariosStay updated: FHFA’s evolving stance, mortgage market trendsKey TakeawaysCrypto mortgages offer a strategic way to leverage digital assets without sellingThey’re fast, flexible, and tax-efficient but come with volatility and collateral risksWith FHFA backing, crypto is beginning to gain real legitimacy in mainstream lendingTune In & ShareListen now to discover if a crypto mortgage makes sense for your next real estate move and how to get started. Don’t forget to rate & review Wise Investor Segment, and follow Matty A. on social media for more investing insights!Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555
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Buy a House with Bitcoin?! Crypto Mortgages are Here! | Wise Investor Segment
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