Buying a Home at a 2% Rate in 2026

Can you still buy a home at a mortgage rate around two percent in 2026? In rare cases, yes, through a VA loan assumption. In this video we break down a real deal where our relocating buyer, a veteran, assumed another veteran's VA loan at a COVID-era rate, and how the whole thing started with a business card left on a kitchen counter. You'll learn what a loan assumption actually is, the big catch that stops most buyers cold (the cash gap between the loan balance and the home's value), and why patience and communication between everyone involved were what truly got it done. It's an honest look at a rare opportunity, and what it takes to make one work.