Buying a Home in 2026: Rates, Affordability, and Real Buyer Behaviour | With Morgan Vaughan

Interest rates, affordability, fixed vs variable, and the biggest mistakes buyers are still making in today’s market.In this episode of LEVerage, we sit down with experienced mortgage broker Morgan Vaughan to break down what’s actually happening with Canadian interest rates in 2026. We compare where rates were last year versus today, explain why waiting for “better affordability” may not work, and discuss how buyer behaviour has fundamentally changed.We also dive into: • Fixed vs variable mortgages in today’s market • Why affordability has improved even without major rate cuts • How first-time buyers are navigating 2026 • Why uncertainty and job security are now major decision factorsIf you’re thinking about buying, refinancing, or renewing your mortgage this year, this conversation gives you real context beyond the headlines.Morgan Vaughan - https://www.morganfinancialgroup.caFollow me on Socials: Instagram -https://www.instagram.com/rachellevyhomes/TikTok - https://www.tiktok.com/@rachellevyhomesCheck out my website - https://www.rachellevyhomes.comProduced by Max Silverberg