Buying Your First Home in Melbourne - With John and Nicola Kefalianos

Buying Your First Home in Melbourne   Where in Melbourne can you buy your first home with a deposit as low as $21,000?   In this episode, Nicola and John Kefalianos explore three suburbs that could be the unexpected key to cracking the property market in 2025 — including one just 4km from the CBD. If you're a first home buyer who thought property was out of reach, this could change your perspective.   They break down real listings — comparing apartment versus house options — and explain the exact deposit, income and loan amounts needed to get started. From the impact of Victoria’s government guarantee scheme to bait pricing strategies, they walk you through all the essentials.   With clear insights, practical examples, and a positive outlook for first home buyers, Nicola and John prove it's still very possible to get on the property ladder — even in Melbourne. If you're earning over $60,000 and have saved even a modest deposit, this is a must-watch.       Check out the FinanceLab calculator here: https://www.financelab.com.au/calculators-extra-repayments/     Chat with John about how much you can borrow: [email protected]   Finance Lab: https://www.financelab.com.au/       Disclaimer: This podcast provides general information only and is not legal, financial, or professional advice. Listeners should seek personalised advice from licensed professionals for their individual circumstances. The hosts and guests are not liable for actions taken based on this content. Opinions expressed are those of the hosts and guests, not any official institution.  See omnystudio.com/listener for privacy information.