Can Isa reforms get more consumers investing?/The growth of essentials policies in the general insurance market

Rumours are abound that the government is considering cutting the cash Isa allowance to get more people investing. But will it work? And why don't more people invest in stocks and shares in the UK?In the second half of the show, we look at the growth of essentials policies in the general insurance market. Since the FCA banned insurers from charging existing customers more than new ones, the insurance market - particularly the car insurance market - has seen a growth in policies that don't include features that were once standard. But are consumers keeping up with the pace of change - and what should the regulatory response be now?Email us your questions and suggested topics for discussion to [email protected]