EPISODE · Mar 26, 2026 · 14 MIN
Can You Flip Real Estate in an IRA? Rules, Risks & Tax Consequences
from The 1031 Exchange Brothers · host Celia Moore
00:00 Intro: Flipping Properties with an IRA01:03 Prohibited Transactions & IRS Risks02:13 UBIT Tax: Why Flips Get Taxed03:24 Investor vs Dealer Status Explained05:22 Sweat Equity & Legal Ways to Flip (ROBS Option)Thinking a Roth IRA flip means zero taxes? Not so fast. Most investors get this wrong… and the IRS has no sense of humor when they do.In this episode, Dave and Tom Moore from IRA Advantage break down exactly what happens when you try to flip properties inside a self-directed IRA or 401K, including the rules that can blow up your entire retirement account if you cross the wrong line.The bottom line: Self-directed IRAs are powerful tools for real estate investors, but only if you know where the lines are. This episode gives you the map.Disclaimer: All my opinions are my own. These statements are not meant to be taken as investment advice.Send us Fan MailThanks for listening! Subscribe to get all of the latest tax news and information.
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00:00 Intro: Flipping Properties with an IRA 01:03 Prohibited Transactions & IRS Risks 02:13 UBIT Tax: Why Flips Get Taxed 03:24 Investor vs Dealer Status Explained 05:22 Sweat Equity & Legal Ways to Flip (ROBS Option) Thinking a Roth IRA flip means zero taxes? Not so fast. Most investors get this wrong… and the IRS has no sense of humor when they do. In this episode, Dave and Tom Moore from IRA Advantage break down exactly what happens when you try to flip properties inside a self-d...
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Can You Flip Real Estate in an IRA? Rules, Risks & Tax Consequences
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