Can You Really Pay the IRS $80/Month Until Your Tax Debt Expires? episode artwork

EPISODE · Aug 12, 2026 · 7 MIN

Can You Really Pay the IRS $80/Month Until Your Tax Debt Expires?

from Tax Relief with Logan Allec, CPA · host Logan Allec

A viral post on X claims that instead of paying a huge IRS tax debt in full, you can simply make tiny monthly payments until the IRS's 10-year collection period runs out and the remaining balance disappears.There is a real IRS collection strategy behind this idea: the Partial Payment Installment Agreement (PPIA). The IRS can approve payment plans where the taxpayer isn't expected to pay the entire balance before the Collection Statute Expiration Date. But there's a major piece of context missing from the viral post: you don't simply get to choose an $80 or $400 monthly payment. You generally have to demonstrate through your financial information that the proposed payment is what you can actually afford, and PPIAs can be subject to later financial review.I break down what's right about the viral post, what's misleading about it, how the IRS's 10-year collection statute actually works, and why getting approved for a Partial Payment Installment Agreement can be much harder than simply knowing that the strategy exists. The IRS also identifies several events that can suspend or extend the collection period, so the "10 years and it's gone" concept isn't always as straightforward as it sounds.Do you owe the IRS or your state at least $10,000 in back taxes? Or do you have multiple years of tax returns you need to get filed? Book a free consultation here: https://choicetaxrelief.com/free-tax-...#IRSDebt #IRS #TaxDebt #BackTaxes #IRSPaymentPlan #PartialPaymentInstallmentAgreement #TaxRelief

Episode metadata supplied by the publisher feed · Published Aug 12, 2026

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A viral post on X claims that instead of paying a huge IRS tax debt in full, you can simply make tiny monthly payments until the IRS's 10-year collection period runs out and the remaining balance disappears. There is a real IRS collection strategy behind this idea: the Partial Payment Installment Agreement (PPIA). The IRS can approve payment plans where the taxpayer isn't expected to pay the entire balance before the Collection Statute Expiration Date. But there's a major piece of context mi...

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Can You Really Pay the IRS $80/Month Until Your Tax Debt Expires?

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This episode was published on August 12, 2026.

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