Candice Schultz: How College Students Can Improve Their Financial Future

Candice Schultz was working in her father's butcher shop at age 10 — where she discovered her natural talent for math and business, and then eventually earned her degree from Michigan State University. Her path has been fueled by a desire to explore and reshape financial patterns and build a sense of stability and confidence. For well over two decades, she worked as a Financial Consultant, guiding clients through personal and financial milestones. In 2022, she became a certified life coach, and soon after, a certified Enneagram practitioner — a powerful self-awareness tool that supports emotional intelligence and personal growth. Candice now enjoys coaching the whole person — not just their relationship with money. In episode 673 of the Fraternity Foodie Podcast, we find out why Candice chose Michigan State University, when she realized that most young adults enter adulthood without truly understanding how money works, why Self, Life, and Money have to be connected for someone to feel truly "financially wellthy", how college students can improve their financial future, why traditional financial advice approaches sometimes fail, what are the biggest mistakes she sees young entrepreneurs make, what is the 70/30 Rule™ and how can college students implement it for their own finances, are there specific financial challenges or confidence barriers she sees among young women entering adulthood, what are the first three financial decisions they graduates should get right, and one piece of financial advice she would give to her 18-year-old self. Enjoy!