Captive Success Story: Horst Engineering's Path to Cost Control & Employee Wellbeing with Anthony Luis, Director of HR & Administration

Tired of watching your employee benefits costs climb year after year?In this episode of Friends with Employee Benefits, we explore how one company broke free from the costly, fully insured model and took control with a self-funded approach using a group healthcare captive. Our guest, Anthony Luis, Director of Human Resources and Administration at Horst Engineering, shares their phased journey to combat premium volatility — a strategy that delivered zero employee premium increases for two consecutive years. Host Jeff Cross and Anthony get into the broker collaboration required to manage an unbundled plan, what all employers need to know about making the move to self-funding, and how Horst's leadership team embraced the flexibility and transparency that came with the transition. Whether you’re a small business or a large employer, this episode is essential listening for anyone looking to optimize employee benefits, control costs, and invest in a healthier, happier workforce. Tune in now and learn how to turn benefits from a budget burden into a strategic advantage.Music By: Colin Cross Music