Car Accident Checklist: 6 Steps To Avoid Getting Screwed episode artwork

EPISODE · May 30, 2026 · 19 MIN

Car Accident Checklist: 6 Steps To Avoid Getting Screwed

from FinancialGinger · host Jacob Brad Johnson

Car accidents are stressful enough, don’t make them worse by not following these steps.In this episode of FinancialGinger, Jacob Johnson (insurance agent with nearly 8 years of experience) I share the exact 5-step process you should follow after any car accident to protect yourself, strengthen your claim, and avoid denied claims, or worse, being found at-fault for something that wasn’t your fault!Whether it’s a fender bender in a parking lot or a more serious collision, these steps can save you thousands in the long run.What You’ll Learn:- Why you should always get a police report (even for tiny bumps)- The power of taking photos of everything (and the crazy story of a Walmart parking lot claim gone wrong)- Why saying “I’m sorry” or offering money can make you at-fault (This one pisses me off)- Who’s insurance should I call? My own or the guy who hit me? (and when you should file on your own policy vs. theirs)- The bonus step most people skip: seeing a doctor (even after minor accidents)- Real stories of claims that went bad,  and how following these steps would have pretend big problems.I also explain Utah-specific details like PIP/medical coverage and why timing matters so much.Get on a call with Jacob for a free insurance review:🌐 https://cal.com/financialgingerText/Call: [email protected]: https://www.facebook.com/FinancialGingerInsta: https://www.instagram.com/financialginger/🎤FinancialGinger — Better Money Choices🎤 Episode #53: FinancialGinger

Episode metadata supplied by the publisher feed · Published May 30, 2026

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