Cardano Gets Programmable Tokens: Why CIP-113 Matters

CIP-113 has been merged into the Cardano CIPs repository, moving Cardano closer to a standard for programmable token-like assets. In this video I break down what programmable tokens are, why they matter for real-world assets, stablecoins and tokenized securities, and how projects could use transfer rules, KYC allowlists, freeze/seize actions and issuer controls without turning every implementation into a custom one-off. This does not mean every wallet and dApp supports CIP-113 today. It means the proposed standard has taken a major step forward, and now builders, wallets, custodians and projects can start aligning around the same model. Chapters: 0:00 CIP-113 and why it matters 1:04 What has actually merged 1:44 How Cardano native tokens work today 3:13 Programmable token rules explained 3:55 Stablecoin compliance example 5:20 Real-world asset and property examples 6:01 KYC and jurisdiction controls 7:16 Freeze and seize trade-offs 9:03 Why Cardano needs this for RWAs 10:10 Fireblocks, standards and institutional custody 11:26 Years of contributor work behind CIP-113 12:27 Wrap up, Token2049 and ChatSoon What you'll learn: - CIP-113 defines a Cardano standard for programmable token-like assets. - Programmable tokens can require script validation before ownership changes. - Stablecoins, tokenized securities and RWAs often need transfer restrictions, allowlists or issuer controls. - The standard can help Cardano compete for regulated real-world asset use cases. - Wallets, dApps and custodians benefit when projects use one shared standard instead of custom implementations. - The merge is important, but ecosystem implementation and support are still the next step. Links & References: CIP-113 community updates: - https://link.learncardano.io/nVRnyl - https://link.learncardano.io/ok4Ohs - https://link.learncardano.io/tMTgwr - https://link.learncardano.io/pVMVwt - https://link.learncardano.io/O1kbJf Primary resources: - https://link.learncardano.io/TtctMs - https://link.learncardano.io/s7CM07 - https://link.learncardano.io/7W6xxs Website: https://link.learncardano.io/bQ68Rc X/Twitter: https://link.learncardano.io/3a1Qtv Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice. DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content. 🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast: 🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social: 🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano