CASH BACK ON HAND VS CASH FLOW POSITIVE ?? | QUESTION OF THE WEEK

After answering questions for 2 weeks straight, there has been a question in my head. Would you prefer to have CASH BACK on your property purchase? Or would you prefer a CASH FLOW positive property? As projects are including all these promotions, perks, packages, campaigns, whatever you want to call it. Those things are inflating the property price to go sky high and the focus of developer is just to close deals. The more I can sell the better. And during the recent years, ease of ownership has been the focus. All promotions are addressing the lack of cash among youths to be used as down payments. Hence, new property often face a problem of having subsale market value way below their SPA price, and the rental are way lower than their monthly installments. On the other hand, if we go conventional by paying upfront on the 10%. This leads us to less loan amount from the bank where there's a higher chance of getting cashflow positive. In other words, the rental is higher than our monthly installments. Which one would you prefer??