Cash Balance Plan Investment Strategies to Legally Reduce Taxes

In this presentation, I will provide you with an overview of the investment objective for a cash balance plan: to minimize volatility and simultaneously influence the liability. I will then describe why a cash balance plan investment strategy should differ from a 401(k) plan strategy primarily because a cash balance plan typically has a shorter investment time horizon. Finally, I will discuss why less volatility in a cash balance plan can mean more predictability in employer contributions because the organization is managing a liability. Learn more: https://www.cummings.law/cb/