Cash Flow, Insurance, and the Cost of “If Only” | Nick Hau, Moneta Insurance

Cash flow issues often appear later than expected, even in businesses that look well organised on paper.In this episode of Go Beyond Busy, Christine Abela speaks with Nick Hau from Moneta Insurance in Christchurch about what running his own business taught him the hard way. The conversation covers why annual forecasts are not enough, how weekly cash flow tracking changed decision-making, and what business owners often miss when planning for risk.Nick also explains how personal insurance fits into business continuity, shares real claim experiences, and talks through why planning for the “what if” can reduce pressure when life takes an unexpected turn.This episode is suited to business owners who want clearer financial visibility and fewer surprises.Find out more about Nick and his work athttps://moneta.co.nzMore episodes and business resources are available athttps://gobeyondbusy.com