Cashflow, Collateral, and Character

from Shared Soil · host University of New Hampshire Extension

Insights into LendingKendall and Rebecca speak with Charley Cummings, CEO of Walden Mutual Bank. They discuss the concept of "voting with your dollars" and its impact on sustainable finance and agriculture. He shares insights on lending practices, stressing the importance of long-term relationships and understanding the unique challenges of multi-generational farms. Cummings emphasized the need for farmers to understand cash flow, accrual accounting, and amortization.Show notes: Walden Mutual Bank - www.waldenmutual.comEBITDA = Earnings Before Interest, Taxes, Depreciation, AmortizationWomen in Ag Newsletter signup - https://unhoutreach.tfaforms.net/217751?CID=701G0000001AiKCIA0 Kendall Kunelius – [email protected] Rebecca Dube – [email protected]

Episode metadata supplied by the publisher feed · Published Aug 7, 2025

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Cashflow, Collateral, and Character

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This episode was published on August 7, 2025.

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