CDFA 101: What Is a Certified Divorce Financial Analyst with Josephti Cruz

If you're navigating divorce and worried about protecting your financial future, you need to know about one of the most valuable professionals most people have never heard of: a Certified Divorce Financial Analyst (CDFA).In today's episode, I'm sitting down with CDFA Josephti Cruz for a crucial conversation about when to bring financial expertise into your divorce process and what critical blind spots could cost you thousands.Most people think their divorce attorney handles all the financial aspects, but as Josephti reveals, your attorney isn't enough for comprehensive financial planning during divorce. A CDFA brings specialized expertise in analyzing the long-term financial implications of settlement offers that can make or break your post-divorce financial security.What we cover:What a CDFA does and how they differ from regular financial advisorsWhen to bring in a CDFA (hint: earlier than most people think)Common financial blind spots that cost divorcing people thousandsHow to protect retirement accounts during property divisionWhy your attorney alone isn't enough for financial planningLong-term wealth strategies beyond just settlement dayTax implications of different settlement structuresThe financial mistakes people make that haunt them for yearsWhether you're just beginning to consider divorce or actively negotiating your settlement, this episode provides essential financial guidance to help you make informed decisions that protect your wealth and create a solid foundation for your future.Want more resources? Check out my blog, grab my free "24 Questions to Ask A Divorce Attorney" guide, or sign up for my free 4-Email Divorce Prep Series for a step-by-step roadmap before you meet with an attorney. Need personalized help? Book a free 15-minute call or subscribe to my newsletter for weekly tips.The Divorce Planner podcast is for educational purposes only and does not constitute legal or financial advice. Consult qualified professionals about your situation.Podcast Original Music, Editing, and Mixing by: Benjamin Robinson