CDs, Retirement Accounts & the Real Truth About Your Money – A 60 minute financial wake-up call for 2026

In episode 23 of the Retirement Planning Pipe-Line – Host Jim Tarabocchia and Retirement Planning Specialists David Pipes discuss CDs and Interest rates dropping and how that could affect you, why you shouldn’t rely on CDs and Interest rates, and the guys touch on real-rate of returns versus interest-rate of return! Enjoying the podcast? Leave a 5-star rating and review - it helps more people find the show! Don’t miss this episode if you’re looking to further secure your financial future. Make sure to subscribe to the Retirement Planning Pipe-Line Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with David and Steve and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to the radio show every Saturday morning at 8am CST --- WCOA News Talk 104.9 FM and 1370 AM Listen to Previous Episodes: https://retirementpipeline.com/podcast Subscribe to the show’s YouTube channel: www.youtube.com/@retirementplanningpipeline --- Connect with Charles “David” Pipes: Phone --- 850-565-1705 Email --- [email protected] Website --- https://retirementplanningpipeline.com/ LinkedIn --- https://www.linkedin.com/in/charles-pipes --- Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years. Chapters (00:00:00) - Retirement Planning Pipeline(00:01:16) - Retirement Planning Pipeline(00:02:28) - High-Yield CDs: Lock in the Rate(00:05:33) - CDs(00:10:17) - CDs and growth: How to maximize your client(00:15:45) - Why You Shouldn't Chose CDs as Your Retirement Planner(00:21:14) - Are CDs the Best Way to Retire?(00:24:17) - CDs and IRAs(00:27:07) - Determining the purpose of your money(00:29:11) - The Retirement Planning Pipeline(00:31:01) - Jimmy Dean's Financial Wisdom(00:36:21) - The One Thing All Financial Advisors Need to Know(00:39:13) - One thing a retiree should never have to worry about is their(00:43:34) - Retirement Planning Pipeline(00:50:27) - Jimmy Dean(00:53:47) - The Importance of Education in Financial Planning(00:57:53) - The Retirement Planning Pipeline(00:58:53) - Amerilife Retirement Planner