CeMAP 2&3: Topic 22

In this episode, we're breaking down interest-only repayment strategies — a topic that can feel overwhelming but is essential for CeMAP 2&3 and real-life mortgage advising. Here’s what we cover: 👉🏻 What exactly is an interest-only mortgage and when it’s used 👉🏻 The key types of repayment vehicles your clients might use to clear the capital ✅ ISA's as repayment vehicles ✅ Pension-linked repayment plans ✅ Help to Buy ISAs – how they work, and their restrictions ✅ Lifetime ISAs (LISAs) – and how they differ from the above 👉🏻 Pros and cons of each vehicle, and what CeMAP wants you to know This is a really practical topic and a favourite for exam questions, so make sure you give this one your full attention! 💼 Quick shoutout… If you're self-employed or newly qualified and need an accountant who gets this industry — I highly recommend Leila, who looks after me and a bunch of my students. You can start a WhatsApp chat with her here: 👉🏻 https://wa.me/447999625555 She’s smart, supportive, and brilliant at breaking things down in plain English. 📝 Don’t forget — if you’re studying through the e-learning platform, you’ll find bonus resources and flashcards for this topic under the CeMAP 2&3 section. Let’s get you exam ready (and mortgage advice ready, too). You've got this. https://linktr.ee/futureinfinance — Charlotte & Maria x