Challenging Flood Zones with Elevation Certificates

When Sarah and Marcus found their dream home in Friendswood, everything looked perfect, the open kitchen, the shady backyard, the quiet street. Then came the lender’s notice: the house sat in a Special Flood Hazard Area (SFHA). That meant mandatory flood insurance, and the quote was more than $3,000 a year. Suddenly, their budget felt a lot tighter.But what Sarah and Marcus didn’t know yet is that there’s a way to challenge FEMA’s flood maps. And it all starts with a document called an Elevation Certificate (EC).Created by Adriana Perez, REALTOR®, Texas real estate sales agent, License No. 829146, sponsored by Surge Realty. 409.927.0881This podcast is for general educational and informational purposes only and is not legal, tax, financial, lending, insurance, inspection, engineering, investment, or other professional advice. Real estate laws, market conditions, programs, rates, property information, and eligibility requirements may change and vary by person, property, and location.Listeners should independently verify all information and consult the appropriate licensed professionals before making real estate or financial decisions. Listening to this podcast does not create a broker-client, agent-client, fiduciary, or other professional relationship.Some voices or conversational elements may be AI-generated from content researched and curated by Adriana Perez. Equal Housing Opportunity.