Changes to the Small Business Administration (SBA) Rules

Send us Fan MailThese are changes that could impact cashflow.The revisions to the SBA rules make it easier for borrowers to meet the 10% equity requirement for loans, allowing seller debt to count towards the full 10% equity injection. Other changes include the acceptance of Home Equity Line of Credit (HELOC) or cash-out refinance of real property as equity, and the simplification of debt refinance. And a newly implemented rule limits loan terms for partner buyouts to 10 years.WHAT TO LISTEN FOR5:18 Use of HELOC and Cash-out Refinance for Equity6:30 Clarification of SBA 7(a) vs. 504 Loans17:40 SBA’s New 10-year Loan Term Limit26:21 REITs Management ApprovalLeave a positive rating for this podcast with one clickCONNECT WITH GUEST ANNE MINOWebsite | LinkedIn | EmailCONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | InstagramWhite Label Storage helps self-storage owners manage their facilities like a performance business, not a guessing game. Using facility-level data and custom technology tools, the team drives smarter pricing, marketing, and operational decisions with no gut-based revenue management.Website | LinkedIn(410) 693-5166