Charged-Off Account Still Marked Past Due – CreditFixGuy episode artwork

EPISODE · Aug 6, 2025 · 1 MIN

Charged-Off Account Still Marked Past Due – CreditFixGuy

from CreditFixGuy · host Credit Fix Guy

When an account is charged off, it means the creditor has already counted it as a loss and closed it out. But here’s the shady part: some creditors still report that account as “past due” even after the charge-off. That’s a violation of credit reporting standards—and it can unfairly drag down your score even more.

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Charged-Off Account Still Marked Past Due – CreditFixGuy

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This episode was published on August 6, 2025.

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When an account is charged off, it means the creditor has already counted it as a loss and closed it out. But here’s the shady part: some creditors still report that account as “past due” even after the charge-off. That’s a violation of credit...

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