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Charged-Off Account Still Marked Past Due – CreditFixGuy

An episode of the CreditFixGuy podcast, hosted by Credit Fix Guy, titled "Charged-Off Account Still Marked Past Due – CreditFixGuy" was published on August 6, 2025 and runs 1 minutes.

August 6, 2025 ·1m · CreditFixGuy

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When an account is charged off, it means the creditor has already counted it as a loss and closed it out. But here’s the shady part: some creditors still report that account as “past due” even after the charge-off. That’s a violation of credit reporting standards—and it can unfairly drag down your score even more.

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