Charitable Giving in 2026: QCDs and the New Rules with Joan Woodard, CPA

In Episode 19 of The Generational Investors, host John Woodard III sits down with WCAMG Chief Financial Officer and CPA Joan Woodard to break down one of the most tax-efficient and underused strategies available to retirees: the Qualified Charitable Distribution. Joan explains what a QCD is and how it works, who qualifies, the contribution limits, and the year-end deadline that leaves no room for error. The conversation covers why a QCD is so valuable once required minimum distributions begin, and how keeping that money out of your taxable income can lower your adjusted gross income, and with it, your Medicare Part B and Part D premiums. They also cover what changed under the One Big Beautiful Bill Act, including the new deduction now available to the roughly ninety percent of filers who take the standard deduction. If you are charitably inclined and over seventy, this episode could save you real money. John's Weekly Pick this week: walking.